🏦 2024 Credit Card Cashback Calendar 💳
Published:
🌟 Strategic Spending Guide: Maximize Your Rewards!
🚨 CRITICAL WARNING: DANGER ZONE 🚨
💡 Pro Tip: These cashback calculations ONLY make financial sense if you:
- PAY YOUR FULL BALANCE EVERY MONTH
- AVOID ALL INTEREST CHARGES
🔴 IF YOU CARRY A BALANCE, INTEREST WILL OBLITERATE ANY CASHBACK BENEFITS
Example:
- 5% Cashback = $5 earned
- 20% Annual Interest Rate = $20+ in interest
- YOU LOSE MONEY
💸 NEVER SPEND MONEY YOU CAN’T IMMEDIATELY PAY OFF
📊 Quarterly Cashback Breakdown
Q1: January - March 🌨️
Kick off the year with smart spending strategies!
🔵 Chase Freedom Flex
| Category | Details |
|---|---|
| 🛒 Grocery Stores | Stock up on essentials with maximum returns |
| 💪 Fitness Clubs | New Year’s resolutions just got more rewarding |
| 💆 Self-Care Services | Treat yourself while earning cashback |
🟢 Discover it
| Category | Details |
|---|---|
| 🛒 Grocery Stores | Essential spending with great returns |
| 💊 Drugstores | Health and wellness purchases |
| 📺 Streaming Services | Entertainment at a discount |
🟠 Fifth Third Cash/Back
| Category | Details |
|---|---|
| ⛽ Gas Stations | Fuel up and save |
| 🛒 Grocery Stores | Everyday essentials |
| 🍽️ Restaurants | Dining out rewards |
Q2: April - June 🌱
Spring into savings with targeted cashback!
🔵 Chase Freedom Flex
| Category | Details |
|---|---|
| 🏨 Hotel Bookings | Travel season begins |
| 🍽️ Restaurants | Outdoor dining rewards |
| 🛒 Amazon.com | Online shopping bonanza |
🟢 Discover it
| Category | Details |
|---|---|
| ⛽ EV & Gas Stations | Eco-friendly and traditional fuel |
| 🔨 Home Improvement | Upgrade your space |
| 🚌 Public Transit | Commuter-friendly cashback |
🟠 Fifth Third Cash/Back
| Category | Details |
|---|---|
| 🔨 Home Improvement | Renovation season |
| 🛋️ Furniture Stores | Home makeover deals |
| ✈️ Travel | Vacation planning |
Q3: July - September 🌞
Summer savings spectacular!
🔵 Chase Freedom Flex
| Category | Details |
|---|---|
| ⛽ Gas & EV Charging | Road trip ready |
| 🎭 Live Entertainment | Summer concert season |
| 🎬 Movie Theaters | Big screen experiences |
🟢 Discover it
| Category | Details |
|---|---|
| 🍽️ Restaurants | Dining out and takeout |
| 🏪 Wholesale Clubs | Bulk buying benefits |
| 📺 Select Streaming | Entertainment savings |
🟠 Fifth Third Cash/Back
| Category | Details |
|---|---|
| 🏬 Department Stores | Back-to-school shopping |
| 💻 Electronics | Tech upgrade opportunities |
| ⚽ Sporting Goods | Active lifestyle rewards |
Q4: October - December ❄️
Holiday shopping and year-end savings!
🔵 Chase Freedom Flex
| Category | Details |
|---|---|
| 💳 PayPal | Online shopping made rewarding |
| 🍔 McDonald’s | Quick meals with cashback |
| 🐶 Pet Services | Veterinary and pet store purchases |
| 🤝 Select Charities | Giving back with rewards |
🟢 Discover it
| Category | Details |
|---|---|
| 🛒 Amazon.com | Holiday shopping deals |
| 🎯 Target | Seasonal purchasing |
🟠 Fifth Third Cash/Back
| Category | Details |
|---|---|
| 🌐 Online Shopping | Holiday gift buying |
| 🛒 Grocery Stores | Festive season essentials |
| 🍽️ Restaurants | Holiday dining |
⚠️ Important Disclaimer
Cashback categories are subject to change. Always verify current offers directly with your credit card issuer before making purchasing decisions.
Last Updated: December 2024 🕒